How It Works
Tell us your state and how many vehicles you need to insure
Get matched with carriers that offer a multi-car discount in your state
Choose coverage for each vehicle and put them on one policy
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Multi-Car Insurance
A multi-car policy puts two or more owned vehicles on one account, each with its own coverage level. The discount typically requires every vehicle on the same policy and often the same garaging address.
Liability Insurance
Every vehicle on a multi-car policy must carry at least your state's minimum liability limits. State minimum bodily-injury liability ranges from $15,000 to $50,000 per person; property-damage minimums range from $5,000 to $50,000.
Full Coverage Insurance
Full coverage adds comprehensive and collision to liability. On a multi-car policy, you can put full coverage on financed or leased vehicles and liability-only on owned vehicles — coverage levels are set per car, not per policy.
Uninsured Motorist Coverage
Uninsured motorist coverage pays when another driver hits you and has no insurance. It is required in 22 states and optional in others. On a multi-car policy, the coverage applies to every vehicle on the account.
